World Savings and Retail Banking Institute (WSBI)
The Speakers
01
FEATURED INDUSTRY EXPERTS
01
Account Aggregator

B. G. Mahesh
Co-founder and CEO of Sahamati
Mr Mahesh is passionate about building products for Bharat - the Real India. He did for 2 decades in Indian languages on digital media & now with Account Aggregators to deliver data empowerment.
Pietro Di Maria
CTO and Head of Cyber Security Meridian Group
From a young hacker to a cyber intelligence expert battling cybercrime, my journey into the heart of cyber security has spanned 20 years. Specialized in OSINT, social engineering and cyber intelligence, I safeguard leading companies and mentor the next generation. My belief? The greatest computational challenge is the human being. Let's explore the future of digital security through the lens of cyber intelligence.

02
Cybersecurity
03

Financial Inclusion
Dr Bei Duoguang
President of Chinese Academy of Financial Inclusion at Renmin University of China
Dr. Duoguang Bei is the President of Chinese Academy of Financial Inclusion at the Renmin University of China (RUC), Secretary-General of the Council Board of International Forum for China Impact Investing (IFCII), and concurrently a professor and doctoral advisor at the RUC School of Finance. A 30-year veteran in the financial sector, Bei previously worked at the Ministry of Finance, China Securities Regulatory Commission, China International Capital Corporation Limited, and JPMorgan. In the early 1990s, Bei was a visiting research fellow at the University of California, Berkeley and the Federal Reserve Bank of New York.
Kenny Au
Acting Head of Operation Division, The Bank of East Asia, Limited
Kenny is Acting Head of Operations Division at The Bank of East Asia (BEA), and has extensive experience in transformation and operations in the finance industry. With a track record of successes in digital transformation, he believes that “data” and “digital” will be the catalyst of new business models and an integral component in today’s world.
Kenny joined BEA in 2022 as Head of Data Science and Governance before assuming his current role in 2023. Prior to this, he was Chief Data Officer at BNP Paribas, Hang Seng Bank, and Societe Generale.
Kenny is Acting Head of Operations Division at The Bank of East Asia (BEA), and has extensive experience in transformation and operations in the finance industry. With a track record of successes in digital transformation, he believes that “data” and “digital” will be the catalyst of new business models and an integral component in today’s world.
Kenny joined BEA in 2022 as Head of Data Science and Governance before assuming his current role in 2023. Prior to this, he was Chief Data Officer at BNP Paribas, Hang Seng Bank, and Societe Generale.
04
Data & Digital

05
E-KYC
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Joseph Delhaye
Senior Vice President & Head of Legal, Spuerkess
Over three decades, Mr Delhaye has served as Head Legal and Senior Vice-President at the State and Savings Bank, Luxembourg. He chairs the Legal & Retail Committee of WSBI-ESBG and the Legal Committee at ABBL. He has prioritized digital onboarding discussions and is well-versed in CDD requirements, particularly regarding KYC mutualisation in EU banks. Mr Delhaye has spearheaded new legal policies and frequently speaks on European banking law and compliance.
Gary Ng
Senior Economist for Asia Pacific, Groupe BPCE- Natixis
Gary Ng is a Senior Economist for Asia Pacific at Natixis. He analyzes macro-economic trends and thematic topics in Asia Pacific as well as the implications on different asset classes. His research links the Asia Pacific macroeconomy with capital flows, international trade and supply chain, industrial and government policies, technology and innovation. He brings rich experience in sectoral research with specific focus on various industries, such as automobile, banking, real estate and semiconductor.

06
Macroeconomic trends
07

Innovation
Eva Fernandez Santidrian
Director of Innovation, Caixabank
Eva Fernández is currently the Director of Innovation at Caixabank. She leads a highly specialized team whose mission is to maintain CaixaBank's leadership in the early adoption of new technologies, drive innovation in CaixaBank's digital channels and guarantee the impact of innovation throughout the organization. Prior to this position, she has been leading the digital transformation and technological innovation team at CaixaBank Tech, encouraging the use of new technologies like Blockchain, Quantum Computing or Artificial Intelligence.
Dr Toa Charm
Founding Chairman, Data Literacy Association
Dr. Charm has amassed over three decades of experience in the innovation and technology industry. He previously served as the Chief Public Mission Officer of Cyberport and held senior executive positions at leading multinational, Chinese, and Hong Kong enterprises such as IBM, Oracle, HSBC, Jardine Pacific, and Kingdee. Dr. Charm specializes in digital strategy and transformation, corporate innovation,
intrapreneurship, and start-up cultivation. He possesses technical expertise in areas
such as big data, AI, fintech, blockchain, and e-commerce.

08
Digital Transformation
09

Barry Chan
Chief Digital Officer & Head of FINNOSpace, FORMS HKK
Barry is the Chief Digital Officer of FORMS HK and is in charge of FINNOSpace, or "FORMS INNOvaion Space," which focuses on the development of virtual asset and cryptocurrency ecosystems.
Barry has a reputation for providing trustworthy advice to institutions that are undergoing the fintech revolution. Prior to joining FORMS, Barry was formerly IBM Consulting Partner - Financial Services Sector Leader, with 20+ years of experience in consultancy business.
Data
Diederik Bruggink
Head of Payments, Digital Finance and Innovation - European Savings & Retail Banking Group
During his career, Mr Bruggink has led and worked on several international projects, mainly with focus on cashless payments, across the whole payments value chain, from merchant acquisition through issuing banks and within card switching and card processing organisations.

10
Payments
11

Sebastian Garbe
Director of Digitalisation and Payments, DSGV
Mr Garbe has dedicated 30 years to digital banking. He pioneered the online banking standard for Germany and spearheaded multiple teams within the Savings Banks Finance Group to establish their online banking infrastructure. Since 2017, he has served as the head of the Online Banking and Payment Transactions department at German Savings Banks Association (DSGV).
Digita Solutions
Gilles Saint-Romain
Head of Digital Public Affairs, Groupe BPCE
Mr Saint-Romain works daily to maintain open and fruitful dialogue with the European Institutions, throughout the process of drafting, adopting, implementing and enforcing digital developments in EU financial legislation.
Member of the Expert Group on European financial data space set up by the European Commission to provide advice and expertise in the field of data sharing in the financial sector, to further the establishment of a common financial data space in the EU.
04
Financial Data Spaces

Nov 1
Peter Simon - Managing Director, World Savings and Retail Banking Institute
Zoe Lau - General Manager and General Manager & Group Head of People & Sustainability Division, The Bank of East Asia, Limited
Gary Ng - Chief Economist, Asia, Natixis Group
Duoguang Bei - President, Chinese Academy of Financial Inclusion (CAFI)
Financial Data Space - Exploring Financial Data Spaces: Unlocking New Opportunities for Banks in the Era of Open Banking and Big Data
B.G. Mahesh - Co-founder and CEO of Sahamati (India’s industry association of Account Aggregator Networks)
Gilles Saint-Romaine - Responsible Public Affairs, Group BPCE
Kenny Au - Acting Head of Operation Division, The Bank of East Asia, Limited
Danith Valles Reategui - Head of Architecture, Cecabank
Digital Currencies & Cross-border Payments - Digital Currencies & Cross-border Payments: Navigating the Future of Global Transactions in the Age of Decentralization
Sebastian Garbe - Director Digitalization and Payments, (DSGV)
Barry Chan - Chief Digital Officer & Head of FINNOSpace, FORMS HK
AI: from client onboarding to mobile banking - AI in Action: Trans-forming Client Onboarding and Mobile Banking for a Seamless, Smart, and Secure Customer Experience
Mr Noli Martinez - Vice President for Product Development and Innovative So-lution, CARD
Joseph Delhaye - SVP and Head of Legal, Sparkasse Luxembourg
Eva Fernández Santidrian - Director of Innovation, Caixabank
Dr Toa Charm - Founding Chairman, Data Literacy Association

The Venue
Novotel Hong Kong Century,
238 Jaffe Rd, Wan Chai, Hong Kong